Happy New Year to you all and thank you for all you do to make our country great. You are all so appreciated. I’ve been asked write up a 2009 housing prediction, but this is nearly impossible to do with significant accuracy. But, I’ll take out the crystal ball and do my best so you can know what this housing expert ...

With all the doom and gloom over housing, you might be surprised to know that this is a fantastic time to get a mortgage. Not if you have poor credit, to be sure. But you can get a great deal on a 30-year, fixed-rate, conforming loan these days if you have a solid FICO score, a manageable debt burden, and proof ...